“Fair Housing” Class – Questions Only – FREE

Fair Housing

“Fair Housing” Class Questions Only
(ANSWERS will be revealed with subscription)

1) The basic intent of Fair Housing laws is to:
A. Offer equal protection to everyone
B. Offer special protection to certain individuals
C. Get your buyer a better deal on the home of their dreams
D. Take care of Baby Boomers

2) In 1974, the Fair Housing Act was expanded to include:
A. Religion
B. Appearance
C. Weight
D. Gender
3) In 1962, President ____________ signed Executive Order 11063, the Equal Opportunity in Housing Act?
A. Obama
B. Reagan
C. Roosevelt
D. Kennedy
4) In a Supreme Court case in 1883, the Court held that the equal protection clause of the Fourteenth Amendment did not prohibit __________ of discrimination?
A. Federal government acts
B. State government acts
C. Private acts
D. County government acts
5) The first legislation to ban discrimination in most types of housing, not just public accommodations, was the:
A. Housing and Community Development Act
B. Equal Opportunity in Housing Act
C. Fair Housing Act of 1968
D. Fair Housing Amendments Act of 1988
6) The Housing and Community Development Act of 1974 added which protected class to the list of protected classes?
A. Race
B. Religion
C. Sex
D. Color
7) To discriminate simply means to distinguish among the available choices. However, a landlord may NOT reject someone:
A. with a bad credit record.
B. with a disability.
C. with a bad employment record.
D. whose income suggests that he or she will be unable to pay the rent.
8) In the case of _______________________ the court ruled segregation was unconstitutional.
A. Brown v. Board of Education
B. Roe v. Wade
C. Hahn v. State of Kansas
D. Kramer v. Kramer

9) The Equal Credit Opportunity Act prohibited credit discrimination in housing based on:
A. Race
B. Religion
C. Age
D. All of the answers shown
10) To be “fair” is to be:
A. All of the answers shown
B. Equitable
C. Consistent with rules
D. Free of bias

11) The Equal Credit Opportunity Act was passed by Congress in what year?
A. 1986
B. 1974
C. 1962
D. 1950

12) The Thirteenth Amendment to the Constitution was passed in 1865. This amendment:
A. Abolished slavery and involuntary servitude, except as punishment for a crime
B. Granted voting rights to all
C. Revised presidential election procedures
D. Prohibited discrimination of any form
13) After the assassination of Dr. Martin Luther King, Jr., President Lyndon Johnson pushed for swift passage of the:
A. Title VIII of the Civil Rights Act of 1968 (Fair Housing Act)
B. All of the answers shown
C. Kerner Commission Report
D. Executive Order, “Equal Opportunity in Housing”
14) Now that Janice’s children have grown and moved out, she has decided to renovate her basement into an efficiency apartment. Because she lives alone, Janice only feels safe renting the apartment to women. Is Janice in violation of Fair Housing?
A. Yes. Janice cannot discriminate based on sex.
B. No. Gender discrimination only applies to discrimination against women.
C. Yes. Because the home is now a multi-family dwelling, Janice must give men or women the opportunity to rent.
D. No. Because the home will be occupied by four or fewer families, and Janice still occupies the residence, she is exempt from Fair Housing.

15) Prohibited actions under fair housing laws would include which of the following?
A. Evicting tenants because they are members of a protected class
B. Evicting tenants because they have guests who are members of a protected class
C. Imposing different rental charges because the tenants are members of a protected class
D. All of the answers shown
16) Broker John had fallen on hard times. John hadn’t been able to secure a new listing for a couple of months so he decided to go back and speak with some people he had represented as buyers to see if they were now looking to sell. After a few calls with no luck, John came across the record for Susan. John remembered Susan well because she always had a Confederate flag hanging in her home or on her vehicle. Susan at first said that she was happy and didn’t want to sell but John, feeling desperate, told her that based on recent sales in the MLS, there were a number of African Americans buying homes in her neighborhood. Susan immediately decided to put her home up for sale with John as the listing agent. What illegal practice did John participate in?
A. Blockbusting
B. Steering
C. Puffing
D. Redlining
17) A single-family house sold or rented by an owner without the use of a broker is considered exempt when:
A. The owner does not own more than 3 such single-family houses at once
B. The owner does not know the law
C. The owner means well
D. The owner is a real estate agent

18) For a person to be “in the business of selling or renting real estate,” he or she would have participated as principal in ________ or more transactions involving the sale or rental of any dwelling within the preceding twelve months.
A. 0
B. 5
C. 10
D. 3
19) Which of the following would be considered a “residential real estate-related transaction” under the Fair Housing Act of 1968?
A. All of the answers shown
B. Brokering residential real estate
C. Appraising residential real estate
D. Making loans
20) According to the text, the key to getting each agent to strictly follow fair housing rules is to employ:
A. Agents with strong ethics
B. Office managers who strictly enforce rules
C. Consistent policies
D. A real estate attorney
21) Based on Fair Housing laws, the following individuals are protected:
A. A newly divorced male with full custody of his two children
B. A 25 year-old Muslim man
C. A 60 year-old woman
D. All of the answers shown
22) The Fair Housing Amendments Act of 1988 added provisions to prevent discrimination based on _____________________________.
A. Prohibiting a live-in service animal for a person with disabilities
B. mental or physical disability or familial status.
C. Religion
D. Race
23) What is the least number of people that can be considered a “family,” as defined by the Fair Housing Act of 1968?
A. One
B. Four
C. Five
D. Six

24) Which question should NOT be included as part of the standard questions about income and financial resources?
A. What is your price range?
B. Do you wish to rent or buy?
C. Do you have a preference for the ethnic make-up of the neighborhood?
D. Do you have a location preference?
25) If a seller refuses to sell to a buyer based on the buyer’s race, who can file a federal lawsuit against the seller?
A. The broker
B. The federal government
C. The buyer
D. All of the answers shown
26) The Fair Housing Act does not apply to rooms or units in dwellings containing living quarters occupied by ______ families living independently of each other, if the owner lives in one of the living quarters at the residence.
A. 5
B. 4 or fewer
C. 3 or more
D. 2

27) If your seller asks you the race of a prospective buyer, the best response is:
A. As long as the buyer is qualified to purchase your home, race does not matter.
B. The buyers are financially qualified to purchase your home. Fair Housing laws prohibit you from discriminating against protected classes when selling your home.
C. Don’t worry about that, they seemed awesome!
D. They are the same race as you, so no worries.

28) When a person is assigned to a section of a community, or to a specific floor of a building because of protected status, the act is called _______.
A. Commingling
B. Placement
C. Directing
D. Steering
29) It is unlawful to refuse to negotiate for the sale or rental of or otherwise make unavailable or deny a dwelling to a person because of race, color, national origin, religion, sex, familial status or disability. Prohibited actions would include:
A. Only showing a buyer homes in his or her stated price range
B. Showing a buyer homes based on his or her stated needs
C. Showing a buyer homes only in neighborhoods with lots of children
D. Showing a buyer homes within the school district he or she has selected
30) The Fair Housing Act does have some exemptions, such as:
A. Single-family housing when sold/rented without the use of a broker
B. Owner-occupied housing with no more than 4 units
C. Housing operated by organizations or private clubs that limit occupancy to members only
D. All of the answers shown
31) Which of the following statements would NOT be true? The Fair Housing Act of 1968:
A. Prohibits blockbusting
B. Prohibits falsely denying that housing is available
C. Prohibits discrimination in residential real estate transactions
D. Prohibits negotiating for the sale or rental of property

32) The practice of inducing, or attempting to induce for profit, any person to sell or rent any dwelling by conveying to that person that a neighborhood is undergoing, or about to undergo, a change in the number of persons of a protected class is known as:
A. Leading
B. Blockbusting
C. Puffing
D. Redlining

33) Which type of property is exempt from the Fair Housing Act?
A. Residential property owned by the Federal Government
B. Single-family homes owned by private persons
C. There is no exemption
D. Industrial property

34) For an owner of a single-family house to be exempt when selling without the use of a broker and when the owner does not live in the house themselves, the exemption will be granted:
A. To one such sale within a 24-month period
B. For 7 sales only
C. For owners renovate
D. To one such sale every 5 years
35) To rent includes to lease, to sublease, to let and otherwise grant for _________ the right to occupy premises not owned by the occupant.
A. perpetuity
B. a consideration
C. a period of not less than 30 days
D. an option

36) Any building, structure or portion thereof which is occupied as, or designed or intended for occupancy as, a residence by one or more families, and any vacant land which is offered for sale or lease for the construction or location thereon of any such building, structure or portion thereof is defined as a _________.
A. Home
B. Shelter
C. Dwelling
D. Property
37) In the case of the United States v. Matusoff Rental Company, Roger Matusoff was found guilty of discrimination based on __________.
A. Race and age
B. Gender and religion
C. Familial status and race
D. Familial status and gender

38) Which of the following would not be a violation of Fair Housing laws?
A. Prohibiting a live-in service animal for a disabled resident
B. Prohibiting smoking inside the home
C. Refusing to sell to a family with children
D. Withholding offers from minorities
40) Which of the following is prohibited by the Fair Housing Act?
A. Refusing to provide information regarding loans
B. All the choices are correct.
C. Discriminating in appraising property
D. Setting different terms or conditions for purchasing a loan
41) Brad has decided to sell his single-family home. After interviewing several brokers about the listing, Brad decided to sell the home without the use of a broker. This is the only property that Brad owns, and he has never sold a home before. Brad has two interested potential buyers, the Smiths and the Hernandez’s. Both buyers have submitted the same offer, but Brad decides to give the property to the Smiths because he doesn’t want Hispanics in the neighborhood should he decide to return someday. Has Brad violated Fair Housing because the decision was based on the national origin of the potential buyers?
A. Yes. Because national origin is a protected class.
B. Yes. Because Brad spoke with a broker prior to putting the home up for sale, he should be aware of Fair Housing laws.
C. No. Because this is Brad’s first sale, he cannot be reasonably expected to understand the ramifications of Fair Housing.
D. No. Brad sold the home without the use of a broker, and only owns a single property, so he is exempt from Fair Housing.
42) If a real estate agent has an agency relationship with a seller who refuses to sell to a protected class after receiving a fair offer, the agent should:
A. Respect the seller’s wishes
B. Tell the seller to ask for more money
C. Record the events and discontinue the agency relationship
D. None of the answers shown

43) Housing providers can still take action against families for other reasons, such as:
A. Evicting a family for property damage or failure to pay rent
B. Evicting a family for using the sauna
C. Evicting a family for having too many children
D. None of the answers shown

44) If you have a disability, your landlord may not refuse to let you ________________ your dwelling or common use areas (at your expense).
A. Have sleepovers in
B. Make reasonable modifications to
C. Work from home in
D. Redecorate

45) A(n) ___________ is a physiological disorder or condition, cosmetic disfigurement or anatomical loss.
A. mental impairment
B. emotional impairment
C. learning impairment
D. physical impairment

46) In which scenario would a landlord be in violation of Fair Housing laws?
A. Telling a family that the building has a “No kids” policy
B. Evicting a family with children for failure to pay rent
C. Keeping a security deposit from a family with children after they move out because the children damaged the walls
D. None of the above
47) The 1988 Amendments to the Fair Housing Act added two more protected classes:
A. Children and mentally ill individuals
B. Families with children and persons with disabilities
C. Blind and deaf individuals
D. Persons with disabilities and their service animals
48) Which of the following is excluded from the definition of handicapped?
A. People with chronic alcoholism
B. People who use service dogs
C. People who engage in the illegal use of drugs.
D. People with AIDS

49) BOCA guidelines require a minimum of how many square feet for the first occupant of a unit?
A. 50 square feet
B. 65 square feet
C. 150 square feet
D. 200 square feet
50) Rooms, spaces or elements inside or outside of a building that are made available for the use of residents or their guests are known as:
A. Public grounds
B. Private property
C. Shared property
D. Common areas
51) The 1988 Amendments to the Fair Housing Act also granted:
A. Enhanced enforcement capabilities for HUD
B. Newly expanded and stiffer penalties for violations
C. Neither of the answers shown
D. Both of the answers shown
52) One or more individuals (who have not attained the age of 18 years) being domiciled with a parent or another person having legal custody of such individual or the designee of such parent or other person having such custody is the definition of
A. individual
B. household
C. Familial status
D. grouping
53) HUD allows landlords to develop occupancy standards based on:
A. Size of the unit
B. Number of children
C. Age of children
D. Size of children

54) HOPA stands for:
A. Happiness for Older People of America
B. Housing for Older Persons Act
C. Homeownership in an Older America
D. Homes for People Always
55) On January 20, 2011, HUD issued a proposed rule that takes certain measures aimed at protecting __________renters and homeowners from discrimination.
A. Lesbian or Gay
B. Bisexual
C. Transgender
D. All the choices are correct

56) A 1978 HUD study of 79,000 rental units showed that about 25% banned ___________ entirely.
A. Pets
B. Substance Abuse
C. Children
D. Bunnies

57) Before passing the 1988 Fair Housing Amendments Act, many landlords banned __________.
A. Adults
B. College students
C. Children
D. Seniors

58) How many people per bedroom is considered reasonable by HUD?
A. One
B. Two
C. Three
D. Four

59) HUD takes the position that it is illegal for real estate agents to make unsolicited disclosures that a current or former occupant of a property has _____________________.
A. Been evicted
B. Left town
C. HIV/AIDS
D. Allergies

60) Occupancy standards must be based on things such as:
A. The number of bedrooms and their dimensions
B. The ages of allowable children
C. The number of closets in a bedroom
D. The distance to shopping and other amenities

61) Common restrictions regarding families with children that violate the FHAA are:
A. Segregating families with children in certain areas
B. Charging higher security deposits or rental rates
C. Denying families access to recreational and other facilities
D. All of the answers shown

62) Housing for older persons is exempt from the prohibition against familial status if the property is:
A. specifically designed for and occupied by elderly persons
B. a retirement home occupied solely by persons that are 62 and older
C. a 55 community.
D. Any of the answers shown

63) Under the Fair Housing Amendments Act of 1988, all of the following are cited as examples of disabilities except:
A. The blind
B. People who use service dogs
C. People who use music headphones
D. The deaf

64) Which HUD employee will engage in conciliation, to the extent feasible, prior to filing a charge or entering a dismissal?
A. The Attorney General
B. An Unlucky HUD Intern
C. HUD Secretary
D. HUD President
65) Victims of housing discrimination can go to ______________ for enforcement options – they offer free legal representation, have an established procedure and can ensure that a case will be tried before a judge with experience in fair housing issues.
A. HUD
B. Department of Justice
C. Federal District Court
D. Department of Homeland Security
66) Under the “Directions to real estate for sale or rent (use of maps or written instructions),” specific directions that make reference to a racial or national origin significant area or ______________ may even indicate a preference.
A. Parish or synagogue
B. Museum
C. Restaurant
D. Real estate office
67) The Attorney General can bring civil actions under the Fair Housing Act under certain conditions:
A. If there is cause to believe that any person or group is engaged in a pattern or practice of resistance to the full enjoyment of any rights granted by this title, or if they have been denied any rights and such denial raise an issue of general public importance
B. If there is a breach of a conciliation agreement entered into by HUD
C. If the Secretary of HUD refers a case of discriminatory practice to the Attorney General
D. All of the answers shown
68) If the Administrative Law Judge determines that a discriminatory practice has occurred, the following relief may be ordered: actual damages, equitable relief, injunctive relief and/or _____________________
A. Criminal penalties
B. Civil penalties
C. Public penalties
D. Community service

69) Damages awarded to a person convicted of discrimination to punish that person and to make an example of them are called:
A. actual damages.
B. civil damages.
C. civil wrongs.
D. criminal damages.

70) If no logos are used in the advertisement, what percentage of the advertisement may be devoted to an equal opportunity statement?
A. 1%-2%
B. 3%-5%
C. 6%-7%
D. 8%-10%
71) If immediate action is required on a complaint, HUD may authorize the Attorney General to go to court to seek temporary or preliminary relief, pending the outcome of your complaint, if:
A. Irreparable harm is likely to occur without HUD’s intervention
B. Both of the answers shown
C. Neither of the answers shown
D. There is substantial evidence that a violation of the Fair Housing Act occurred
72) Arlington Park Racecourse was found guilty of discriminating on what basis?
A. Race
B. Sex
C. Familial status
D. Age

73) If, after you file a complaint with HUD, HUD refers your complaint to a local agency for investigation, how many days does the agency have to begin work on the complaint?
A. 4 days
B. 7 days
C. 30 days
D. 180 days

74) After HUD receives a complaint, they must notify the violator within how many days?
A. 10
B. 15
C. 5
D. 7

75) In the Advertising Guidelines published by HUD in 1989, they categorize discriminatory advertising into three groups:
A. Advertising that contains words, symbols or visual aids to indicate a discriminatory preference or limitation
B. Fair Housing policies and practices in discriminatory advertising that are prohibited
C. Advertising that selectively uses media or content such as human models or logos to indicate a discriminatory preference or limitation
D. All of the answers shown

76) Which of the following is NOT a potential Fair Housing Act advertising violation?
A. Advertising that a residential property is only for persons over the age of 55
B. Referring to the presence of nearby religious buildings
C. Using only models from a single minority group
D. Failing to display the Equal Housing Opportunity poster

77) What happens if, after receiving your fair housing complaint, HUD determines that your local agency has the same fair housing powers that they do?
A. The complaint is dismissed
B. The complaint is passed to the local agency
C. The complainant will be sued by HUD for wasting their time
D. None of the answers shown

78) Who should receive notification of the fair housing policy?
A. Employees of publishers, ad agencies, real estate firms
B. Clients (publishers, agencies and offices should post for them)
C. Publishers need to post in their publications real estate section
D. All of the answers shown

79) HUD says that all advertising of residential real estate for sale, rent or financing should contain a(n):
A. Equal Opportunity logo or slogan.
B. Lead-based paint warning.
C. Brokerage company logo.
D. All the choices are correct.

80) A seller agrees to sell his house, but after finding that the buyer is not Methodist, refuses to follow through with the sale. The buyer then files a complaint with HUD. What is the most likely course of action for HUD?
A. Dismiss the claim
B. Interview the seller
C. Interview the buyer
D. Authorize the Attorney General to go to court to prevent a sale to another buyer until an investigation is complete

81) Which of these phrases violates the Fair Housing Act?
A. Cozy
B. Family room
C. No bicycles allowed
D. None of the answers shown

82) The ____________________ of advertising media or content is another area of potential discrimination.
A. Consistent use
B. Selective use
C. Continual use
D. Distinctive use

83) Using which of the following secular symbols relating to religious holidays would be considered a violation of Fair Housing laws?
A. Easter Bunny
B. Santa Claus
C. Cupid
D. None of the answers shown

84) In 1972, in United States v. Hunter, the Court of Appeals stated that even though a homeowner or landlord may have a dwelling that is exempt from coverage under the Fair Housing Act, they are not free to employ discriminatory advertising. This particular case is important because it helped to establish:
A. RESPA
B. HUD’s advertising rules
C. HUD’s compliant process
D. HUD’s courtroom dominance

85) The HUD Advertising Guidelines also suggest avoiding words like:
A. Restricted, exclusive, traditional and private
B. Beautiful, maintained and meticulous
C. “A must see”
D. “Don’t miss out”

86) How long after receiving notice of the complaint does the alleged violator have to submit an answer?
A. 5 days
B. 10 days
C. 13 days
D. 180 days

T#1
1. Agent Rick told his client that he would be deemed “in the business of renting real estate” because of which of the following?
A. Within the preceding 12 months, he participated as a client in three transactions involving rental of a dwelling
B. Within the preceding 3 months, he participated as a client in three transactions involving rental of a dwelling
C. Within the preceding 3 months, he participated as a principal in three transactions involving rental of a dwelling
D. Within the preceding 12 months, he participated as a principal in three transactions involving rental of a dwelling

2. Agent Jenna created an ad for her newest listing. The focus of the ad was a beautiful listing of the property at sunset and Jenna included her logo in the bottom right corner. What is missing from the ad?
A. The Equal Opportunity Logo
B. The Real Estate Liability Slogan
C. The Freedom of Choice Statement
D. The Habitat for Humanity Symbol

3. Seasoned Agent Nick was explaining to a new agent that although the Fair Housing Act of 1968 was clear in its intent to provide fair housing for the nation, it essentially lacked what?
A. A clear explanation of discrimination
B. Clearly defined protected classes
C. A means for enforcement
D. The ability to be carried out in the real world

4. Home Buyer Guido felt that he had been discriminated against because his real estate agent kept insisting he would be happiest in an Italian neighborhood. How long does Guido have to file a complaint?
A. 3 months
B. 6 months
C. 1 year
D. 3 years

5. Home Buyer Ari felt that he had been discriminated against because his real estate agent kept insisting he would be happiest in an Jewish neighborhood. Who should Ari file a complaint with?
A. President of the ADA
B. Secretary of HUD
C. Chairperson of the FCC
D. Vice Chair of the FREC

6. Agent Fran asked her broker about discrimination in housing against handicapped people. Her broker referred her to which act for more information?
A. 1982-Havens Coleman Act
B. 1973-Rehabilitation Act
C. 1975-Age Discrimination Act
D. 1980-Gender-Based Discrimination Act

7. Agent Greg asked his broker where he could find more information about age-based discrimination. What act should his broker refer him to?
A. 1982-Havens Coleman Act
B. 1973-Rehabilitation Act
C. 1975-Age Discrimination Act
D. 1980-Gender-Based Discrimination Act

8. Agent Sally posted directions to her open house on a her social media site. Which set of directions is not in violation of the HUD Advertising Guidelines?
A. Take route 9 to Forest Street. Turn right on Forest Street and it is the third house on the left.
B. Take route 9 to Forest Street. Then take a right and it’s the first house after St. Peter’s Church.
C. Take route 9 to the Mexican section of town. Then turn onto Forest Street and it’s the first house on the corner.
D. Take route 9 to where all of the synagogues are. The house is at the corner of Forest and Elm Streets.
9. When going over some paperwork with her client, Agent Mary was asked what is defined as a dwelling. Which is the correct definition?
A. Dwelling is any structure intended for a variety of purposes, particular in the retail industry.
B. Dwelling is any building, structure or portion thereof which is occupied as, or designed or intended for occupancy as, a residence by one or more families, and any vacant land which is offered for sale or lease for the construction or location thereon of any such building, structure or portion thereof.
C. Dwelling is any industrial structure used to house working machinery and equipment related to manufacturing goods and products.
D. Dwelling is any office building used to house service providers in the health care profession.
10. Agent Antonio isn’t sure about the rules regarding housing for older persons. His broker tells him that such housing exempt from the familial status protections if it is occupied solely by persons that are ______ or older.
A. 85
B. 37
C. 62
D. 48

11. Agent Nilma refused to show apartments to families with children because she could not certify that the building was free of lead-based paint. Is this considered a violation?
A. No, she was just being concerned
B. No, the law states that you cannot rent to a family with children if the apartment contains lead paint
C. Yes, it is a violation of the Fair Housing Act
D. Yes, it is a violation because she should not have disclosed that the apartment may have lead paint

12. In order to make sure that his occupancy limitations are not violating familial status protection, Property Manager Pat should consider the HUD general rule that _____ persons per bedroom is considered reasonable.
A. 2
B. 3
C. 4
D. 5

13. Which of the following would be an acceptable comment for a property manager of an apartment building to make?
A. “Our building for children is full.”
B. None of these comments are acceptable
C. “Children are only permitted to live on ground floors.”
D. “Only 3 people are allowed in a 2 bedroom apartment.”

14. Agent Dylan is working with prospective buyer Matt. Matt directly asked Dylan if any of the occupants in a property have had AIDS. Dylan knows that the homeowner has AIDS. What should he do?
A. He should tell the truth
B. He must lie and say that no one in the home has ever had AIDS
C. He should pretend that he doesn’t know what AIDS is
D. He should not respond

15. Agent Jed published an ad for one of his listings in the local paper that was considered discriminatory. Who else besides Jed and his broker would be liable for the ad?
A. Anyone who responds to the ad
B. The Real Estate Commission
C. The MLS
D. The publisher of the newspaper

16. Agent Sandra’s client filed a discrimination complaint with HUD because she didn’t get as much for her home as she thought she should have. Hud determined that there was not reasonable cause for the complaint. What happens next?
A. Agent Sandra must pay a $100 administration fee
B. The client must pay a $50 administration fee
C. HUD dismisses the complaint
D. Agent Sandra must hire an attorney to have the complaint officially dismissed

17. Agent Judy is curious about the “separate but equal” rule. Which court case can she look at for more information?
A. 1896 – Plessy v. Ferguson
B. 1917 – Buchanan v. Warley
C. 1948 – Shelley v. Kraemer
D. 1948 – Hurd v. Hodge

18. In 1974, Agent Carl’s broker informed him that Congress passed the Housing and Community Development Act which prohibited what?
A. Sexual harassment
B. Discrimination for sexual orientation
C. Handicap prejudice
D. Discrimination against children

19. In 9174, Agent David was surprised to learn that which protected groups protected from discrimination in housing?
A. Gender and age
B. Race and color
C. Health and physical ability
D. Wealth and education

20. Agent Kris is leaking for more information about how the courts rule in cases of steering. Which court case would be relevant?
A. 1968 – Jones v. Alfred H. Mayer Company
B. 1972 – Trafficante v. Metropolitan Life Insurance Company
C. 1979 – Gladstone REALTORS® v. Bellwood
D. 1977 – Village of Arlington Heights v. Metropolitan Housing Development Corporation
21. Agent Hilary is looking for court cases regarding the legality of testers. Which of the following cases should she look at?
A. 1973-VanBebber v. Wilkerson
B. 2010-Conaway v. Hawkins
C. 2019-Wright v. PRG Real Estate Management
D. 1982-Havens Realty Corp. v. Coleman

22. REALTOR® Rick says that it is acceptable to discriminate against someone on the basis of Sexual Orientation. His broker tells that is incorrect because:
A. It is a violation of the REALTOR® Code of Ethics
B. It is a violation of the 19th Amendment
C. It is a violation of the Civil Rights Act
D. Sexual orientation of one of the 7 protected classes

23. Property Manager Billy performs credit checks on potential tenants. Which of the following would NOT be a violation?
A. Billy only performs credit checks for minority applicants
B. Billy only performs credit checks on applicants who look irresponsible
C. Billy performs credit checks on every applicant
D. Billy only performs credit checks on applicants that have families

24. Property Manager Diana is tired of her rentals who pay their rent late. What can she do?
A. She should not rent to the types of people have consistently been late with their rent
B. There is nothing she can do that wouldn’t be considered a Fair Housing violation
C. She can charge a late fee and she should make sure that the types of people who usually pay late have a higher fee
D. She can charge a late fee, but it must be the same for everyone

25. Builder Kevin agreed to sell a house but after learning the buyer was black, he failed to keep the agreement. The buyer filed a complaint with HUD who then authorized the ____________________ to go to court to prevent a sale to another buyer until HUD could investigate the complaint.
A. Chief of Staff
B. Attorney General
C. District Attorney
D. Solicitor General

26. Agent Phil has a client who said he would take any offer above $100,000 for his home. However, he refused an offer from an African American couple for $105,000 and accepted an offer from a white couple for $90,000. What should the agent do?
A. Tell the client he will have to increase his commission to cover the increased E&O rates he will be faced with if there is a trial
B. Nothing, the client can accept whichever offer he wants
C. Explain that this is a Fair Housing Violation, record everything, and walk away
D. He can tell the client he is wrong, but he is still obligated to fulfill his duties as the client’s agent

27. Agent Frank is new and wants to establish good business practices that will help him avoid Fair Housing violations. Which of the following would be beneficial for him?
A. Always asking the same information in the same order every time
B. Only asking for financial information from clients that he isn’t sure can afford a mortgage
C. Always showing people properties in neighborhoods where there are people of the same national origin
D. He should avoid working with families as they are the ones who report the most violations

28. Agent Xena is unsure about how to make sure she doesn’t violate the Fair Housing Laws. What is the best advice you can give to Val?
A. Treat everyone the same
B. Offer the same deals to the same types of people
C. Make sure to work with only one group of protected class at a time
D. Get the best E&O insurance so you don’t have to worry about Fair Housing violations

29. Agent Barbara wants to make sure she doesn’t discriminate against anyone with a disability, but she is unclear as to what major life activities are. Which of the following is the correct definition of a major life activity?
A. Any physiological disorder or condition, cosmetic disfigurement or anatomical loss
B. Any activity that provides enjoyment to those who do not have mental or physical handicaps
C. Functions such as caring for one’s self, performing manual tasks, walking, seeing, hearing, speaking, breathing, learning and working
D. Any mental or psychological disorder, such as mental retardation, organic brain syndrome, emotional or mental illness and specific learning disabilities

30. Agent Abe was practicing real estate in 1968. What law was enacted that year, impacting the real estate business?
A. The Fair Housing Act
B. The Equal Rights Act
C. The Housing Protection Act
D. The Real Estate Equality Act

31. Agent Cory is writing a description for a new listing he just got. Which of the following phrases should he avoid because it would be considered discriminatory?
A. White family home
B. Desirable neighborhood
C. Master bedroom
D. Rare find

32. Agent Val thinks that he client might be a tester, so she asks her if she is. What is the tester obligated to tell Val?
A. The tester must plead the Fifth Amendment
B. The tester may not answer the question, and must walk away from the agent immediately
C. The tester must admit to being a test if asked directly
D. Nothing

33. Agent Rich doesn’t believe that Hispanics face housing discrimination. This is not true because testing has shown that non-Hispanic whites were consistently favored over Hispanics more than ______% of the time in relation to requests for additional information and inspection of available units.
A. 25
B. 58
C. 37
D. 68

34. Agent Ivan’s client asked him when federal civil rights protection was extended to families with children and to persons with physical and mental handicaps. Which is the correct answer?
A. 1962-Equal Opportunity in Housing
B. Fourteenth Amendment
C. 1988-Fair Housing Amendments Act
D. Civil Rights Act of 1866

35. Property manager Karen doesn’t state that children are not welcome at the apartment building that she manages, but there are no families featured in her advertisements. Is this a violation?
A. Yes, photographs that indicate that children are not welcome are considered illegal
B. No, she can advertise however she wants
C. No, an implication is not considered a violation
D. No, as long as she doesn’t specifically state that children at not allowed she is not committing a violation

36. In order to make sure that his occupancy limitations are not violating familial status protection, Property Manager Pat should follow the guidelines that require a minimum of 150 square feet for the first occupant and an additional ___________ square feet for each additional occupant.
A. 25
B. 175
C. 50
D. 100

37. Agent Dom isn’t sure what is considered a disability. Which of the following examples would NOT be considered a disability?
A. Use of illegal drugs
B. AIDS
C. Chronic alcoholism
D. Hearing impairment

38. Broker Tim wants to share information with his team about Fair Housing. Where can he find some public service announcements?
A. On the HUD website
B. At the law library
C. At the Library of Congress
D. At the Real Estate Commission office

39. Leo is a mobile home park manager who stated that he did “not want any more Mexicans” living at the mobile home park because they were “too much trouble.” Has Leo violated any laws?
A. No, this is a matter of free speech
B. No, Leo can determine who he wants living in the park
C. Yes, it is a violation of the Fair Housing Act
D. As long as Leo has proof that Mexicans have been causing trouble in the park, this would not be considered a violation.

40. Agent Sal’s broker warned him that he is in violation of the Fair Housing Act because he:
A. Refuses to sell property to people who do not share his religious views
B. Sets the same terms for all of his clients
C. He tried to help someone who was exercising their right to fair housing
D. He lets his clients determine which neighborhoods they want to view properties in

41. Agent Betsy was practicing real estate in 1968 when the Fair Housing Act was passed. This act prohibited discrimination in housing based on what?
A. Wealth, sex, color, and religion
B. Race, color, religion, and national origin
C. Education, race, color, and health
D. Gender, familial status, handicap, and national origin

42. Property Manager Peter charged a tenant a pet fee. In which case could the tenant claim this was a violation?
A. A tenant who had a service animal
B. A tenant who had a dog less than 25 pounds
C. A tenant who had a cat
D. There is no situation where a property manager can be sued for charging a pet fee

43. Agent Felix thinks that the Fair Housing laws have always included all of the currently protected classes. This is incorrect because which classes were added with Fair Housing Amendments Act of 1988?
A. Color and education
B. Families with children and the handicapped
C. Race and national origin
D. Age and religion

44. Which of the following reasons would be acceptable for Property Manager Derrick to evict a family?
A. They failed to pay rent
B. He found out the mother was pregnant and he didn’t want more kids in the building
C. The family adopted a newborn and it made too much noise
D. Neighbors were complaining that the kids were too rambunctious

45. Agent Ted found a section of town where billboard advertisements were particularly affordable. He placed ads on 4 billboards there. However, his broker has warned him that his ads could be considered discrimination. What could be considered discriminatory in this situation?
A. Ted used a variety of racially mixed models in all of his billboard ads
B. Ted included the equal opportunity logo in all of his billboard ads
C. Ted’s billboard ads were limited to a specific geographic area
D. Ted’s billboard ads included people of all ages

46. New agent Oscar is wondering what type of properties might be considered exemptions to the Fair Housing Act. Which of the following would be correct?
A. Multi-family housing sold or rented with the use of a broker
B. Owner-occupied housing with no more than 8 units
C. There are no exemptions to the fair housing act
D. Housing operated by organizations and private clubs that limit occupancy to members

47. Agent Pete told his friend that his rental property is exempt from Fair Housing Laws. Which of the following would be a valid reason for this?
A. His friend is renting a single family house that he owns
B. His friend is the property manager of an apartment building
C. There are no exemptions to the fair housing act
D. His friend lives in the building which contains 8 units

48. Theresa is a property manager at a 10-unit apartment building with an elevator that first accepted tenants in 1992. What is her building required to have?
A. Fire extinguishers
B. A shower with sliding doors
C. Accessible thermostats
D. Dimmer light switches

49. Sam uses a wheelchair and was recently denied an apartment he wanted to rent because it was not wheelchair accessible. What Act is meant to protect Sam from this type of discrimination?
A. Reasonable Modifications Act
B. Title III of the Americans with Disabilities Act
C. Public Accessibility Act
D. Reasonable Modifications Act Title IX

50. Agent Eva is unsure about how to handle a situation with a client that could potentially turn into a fair housing violation. Where should she turn for help?
A. She should ask her family
B. She can look in the office policy and procedures manual
C. She shouldn’t worry about Fair Housing violations because they are rarely prosecuted
D. She should research discrimination online

Fair Housing